Personalised Support
For You, and Your Family
Helping You Accelerate
Your Home Ownership Journey
Providing More Choice & Offering
The Best Home Loan Options for Kiwis
First Home
Buyer
Turn-key Build, Land &
Build or Renovations
Purchasing a second Home
or Investment Property
Self Employed &
Specialist Lending Options
How can I Help You?
It doesn’t cost you anything to get my advice.
- First Time Home Owners & Existing Home Owners
- Existing clients purchasing a second Home or Investment Property
- Clients planning on a Turn-key Build, Land & Build or a Renovation loan
- Mortgage Reviews, Restructures and Refinances
I provide solutions from NZ & Aus owned banks and a range of alternative Non-bank & Specialist lenders.
Testimonials
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I recently purchased my first home. It took 8 months to find the right house in the current market. Oliver patiently assisted me through the entire process. I found Oliver to be extremely knowledgeable, helpful and was very prompt on communication with the many queries I sent to him. I highly recommend his services.
24/03/2021 -
Me and my wife Rebecca had the opportunity to work closely with Oliver when purchasing our first property. We had already done some research and Oliver came highly recommended to us. Straight from the outset Oliver put us at ease! something which was so important as we started our process of being first time homeowners!. Throughout the course of the coming weeks and months Oliver was always on hand to guide us in the process and we felt completely assured step by step. Oliver was highly knowledgeable, experienced and professional and we can't thank him enough for all his guidance! he was outstanding and any question or concern we may have had he quickly put us at ease. We would highly recommended Oliver for any mortgage and insurances queries.
02/03/2021 -
We found Oliver to be very approachable when assisting us with our home loan enquires. Oliver gave us an explanation around all the options we had available and we did not feel pressured into having to take any specific options which can sometimes be the case. We even had some documents hand delivered for signing at our residence as we could not get to the offices at that very moment. Thank you Oliver.
01/11/2022 -
Oliver was excellent in helping us purchase our very first home. Oliver is very approachable, has great knowledge and very welcoming. Oliver was great at answering our questions and making sure he was available to us if we needed to ask anything. I would highly recommend Oliver if you are in Auckland.
02/07/2021 -
We cannot fault Oliver & highly recommend his services to potential clients. We've been using Oliver for almost a decade now and always think of him first when considering our finance requirements. This 5 star review is long-overdue and have recently recommended his services to some friends who we're certain will in no doubt recommend him also. Thanks always Oliver for your support and assistance with everything, it's always much appreciated. Wishing you all the best and we'll be in touch again soon. Thank you, Ian & Grace
04/12/2023
Why Are Long Term Fixed Mortgage Rates Lower? – Are They a Good Option?
In August 2024, the Reserve Bank (RBNZ) finally did what all mortgage holders were hoping for and cut the Official Cash Rate (OCR).
This triggered a flurry of interest rate cuts from all mortgage lenders.
Many of the longer-term rates are now under 6% which is welcome relief to many borrowers.
So why are the Longer Fixed Mortgage Rates Lower & Are They a Good Option?
Trying to Decipher Mortgage Interest Rate Movements
The major banks all announced reductions in their floating and fixed term mortgage rates prior to a reduction in OCR in August 2024.
This was exciting news for borrowers and those with mortgage rates about to come up for renewal.
But why was there a drop-in mortgage rates prior to the OCR reduction…
Let’s investigate that now.
What is the Best Option? – Floating, Short Term, or Longer-Term Interest Rates
Many economists are predicting that interest rates have reached their peak.
People are voting with their actions – 56% of new loans, bank switches and top ups are currently fixed at terms of 1 year or less.
But of course, you never know what could be just around the corner for the economy.
What is the Best Option for you?