It’s a good idea to check things like your level of repayments and interest rate from time to time. It pays to do it every year or two, or when:
It helps to take a moment and ask – are these mortgage payments still as big as I can comfortably afford?
Check the budget to see if there’s spare money to put toward extra repayments.
Even boosting repayments by the equivalent of $25 a week may save thousands of dollars in interest, which means you could be mortgage-free months or even years earlier!
Let me review your mortgage and personal situation to see if we can help you pay the mortgage off faster. Best mortgage broker Auckland NZ
I help Kiwi’s get mortgages for their new homes. I also help Kiwi’s refinance when their existing mortgage is no longer the right fit for their lifestyle or no longer competitive compared with other lenders.
Whether you are ready to shorten your mortgage term, maybe you want to reduce your monthly repayments, or perhaps you need to borrow against the equity, I can help you find the right refinancing package.
Typically, you should have had your mortgage in place for at least a year before you refinance, but this isn’t a set rule.
In today’s marketplace, there is no reason why you should not have a competitive interest rate.
I will walk you through an assessment to ensure that refinancing is the right decision financially for you.
From there we will put together the documents for your existing or new lender to apply for a refinancing package.
Anyone who asks for help with Mortgages, I happily give Oliver's name! I am so very grateful for his help last year getting some stability with our home. He was extremely professional and very patient helping me with anything I was not sure on during the process. I highly recommend Oliver. Oliver thankyou so so much for all your fabulous work helping me and the kids secure our future! aka V Evans
Oliver was excellent in helping us purchase our very first home. Oliver is very approachable, has great knowledge and very welcoming. Oliver was great at answering our questions and making sure he was available to us if we needed to ask anything. I would highly recommend Oliver if you are in Auckland.
Oliver has worked with our family for over 20 years and we will continue to use his expertise well into the future. He has personally help me purchase my first home and rental investment, and always finds us the best interest rates every time we refix. Oliver is your go to guy when it comes to buying property and I can't recommend him enough.
Me and my wife Rebecca had the opportunity to work closely with Oliver when purchasing our first property. We had already done some research and Oliver came highly recommended to us. Straight from the outset Oliver put us at ease! something which was so important as we started our process of being first time homeowners!. Throughout the course of the coming weeks and months Oliver was always on hand to guide us in the process and we felt completely assured step by step. Oliver was highly knowledgeable, experienced and professional and we can't thank him enough for all his guidance! he was outstanding and any question or concern we may have had he quickly put us at ease. We would highly recommended Oliver for any mortgage and insurances queries.
© 2024 Oliver Broomfield. All Rights Reserved