It’s a good idea to check things like your level of repayments and interest rate from time to time. It pays to do it every year or two, or when:
It helps to take a moment and ask – are these mortgage payments still as big as I can comfortably afford?
Check the budget to see if there’s spare money to put toward extra repayments.
Even boosting repayments by the equivalent of $25 a week may save thousands of dollars in interest, which means you could be mortgage-free months or even years earlier!
Let me review your mortgage and personal situation to see if we can help you pay the mortgage off faster. Best mortgage broker Auckland NZ
I help Kiwi’s get mortgages for their new homes. I also help Kiwi’s refinance when their existing mortgage is no longer the right fit for their lifestyle or no longer competitive compared with other lenders.
Whether you are ready to shorten your mortgage term, maybe you want to reduce your monthly repayments, or perhaps you need to borrow against the equity, I can help you find the right refinancing package.
Typically, you should have had your mortgage in place for at least a year before you refinance, but this isn’t a set rule.
In today’s marketplace, there is no reason why you should not have a competitive interest rate.
I will walk you through an assessment to ensure that refinancing is the right decision financially for you.
From there we will put together the documents for your existing or new lender to apply for a refinancing package.
Oliver has worked with our family for over 20 years and we will continue to use his expertise well into the future. He has personally help me purchase my first home and rental investment, and always finds us the best interest rates every time we refix. Oliver is your go to guy when it comes to buying property and I can't recommend him enough.
Oliver was excellent in helping us purchase our very first home. Oliver is very approachable, has great knowledge and very welcoming. Oliver was great at answering our questions and making sure he was available to us if we needed to ask anything. I would highly recommend Oliver if you are in Auckland.
I gotta give a shoutout to Oliver, our mortgage broker, who absolutely killed it when it came to our mortgage application with the banks in NZ. One of us is self-employed, and we were worried about securing a mortgage as we weren't successful 18months ago with another broker. But Oliver put our minds at ease with his expertise. He was super responsive and kept us updated throughout the process and give us hope of buying our first home. He even took the time to answer all our questions (and trust me, we had a lot!). In the end, Oliver secured us the home lone with the bank and found us an amazing rate that totally exceeded our expectations. We couldn't be happier with the service he has provided. If you're looking for a mortgage broker who's professional, reliable, and just all-around awesome, then Oliver is your person. Seriously, give him a call - you won't regret it!
We found Oliver to be very approachable when assisting us with our home loan enquires. Oliver gave us an explanation around all the options we had available and we did not feel pressured into having to take any specific options which can sometimes be the case. We even had some documents hand delivered for signing at our residence as we could not get to the offices at that very moment. Thank you Oliver.