Are you feeling overwhelmed or stressed about buying your first home? Don’t worry—you’re not alone. Although the process of first home loans for first home buyers is complex, with our expert advice and guidance, it can be a smooth and stress-free experience.
As an experienced mortgage advisor firm, we have helped numerous first home buyers in Auckland. Our priority is to listen to and understand your specific needs and goals so that we can recommend the best first home loan options for you.
Whether you’re looking for the best first home loans, a new home loan, or want to understand the entire home-buying process, we are here to support you every step of the way. With our years of experience and resources, you can easily get your loan approved.
One of the most common worries for first-time home buyers is getting approved for a loan. That’s why it is important to consult someone who knows the home loan process inside out.
Here is why you can rely on Oliver Broomfield for stress-free loans:
With our guidance and support, you can confidently navigate the loan process and become a proud homeowner in Auckland, North Shore, NZ.
OK, so you’ve made the decision to purchase your first home.
What’s next…
Buying your first home is probably the biggest financial decision you will ever make.
It’s important to have someone in your corner who knows the process inside out and can walk you through the entire journey.
That’s where I come in. I offer a step-by-step process.
If you have a 5% deposit please check out First Home Loans.
The best part is, my services to you are free.
As your mortgage broker, I work as your advocate and ensure you get the best mortgage advice.
I am only paid a commission from the bank once your mortgage is secured and successful. Know more about Mortgage Review, Refix or Refinance.
With years of experience and extensive market knowledge, we can help you secure the best loan for your first home. We will guide you through the application process, provide tips on improving your credit score, and help you negotiate better loan terms.
Here is what our first time home buying process looks like:
The first step in the process is understanding your unique home-buying goals. Here are a few things to think about when house hunting:
Based on your answers to these questions, we can help you identify the best Albany home loan options and guide you toward making a smart investment decision. Moreover, you will get our full checklist of steps and timeframes to work with so you know what’s coming and can plan accordingly.
Once we have figured out your home-buying goals and the best loan options for you, the next step is to apply for a mortgage. Our professional team will assist you with the following:
Once a lender has pre-approved your loan, it’s time to get the property valued. Our team of experts will help you understand the different mortgage options and negotiate with lenders for the best possible deal. It includes:
If you’re wondering how much deposit you need to buy your first home, we can help guide you through the options available. This includes utilising KiwiSaver, asset sales, family assistance, accessing government grants and subsidies, or looking into schemes like Welcome Home Loans. Our goal is to help you secure the best deposit option for your situation and make your dream of owning a home a reality.
Finally, it’s time to settle the property and become a proud first-time homeowner. We will guide you through the house insurance requirements, the legal process, ensuring all documents are in order and helping you understand your responsibilities as a new homeowner.
The best part is all our services are free. You don’t have to pay me a single dollar!
As your mortgage advisor, we’re here to advocate and help you find the best mortgage advice. We only get paid a commission from the bank once your mortgage is secured, and everything’s a go!
We cannot fault Oliver & highly recommend his services to potential clients. We've been using Oliver for almost a decade now and always think of him first when considering our finance requirements. This 5 star review is long-overdue and have recently recommended his services to some friends who we're certain will in no doubt recommend him also. Thanks always Oliver for your support and assistance with everything, it's always much appreciated. Wishing you all the best and we'll be in touch again soon. Thank you, Ian & Grace
I gotta give a shoutout to Oliver, our mortgage broker, who absolutely killed it when it came to our mortgage application with the banks in NZ. One of us is self-employed, and we were worried about securing a mortgage as we weren't successful 18months ago with another broker. But Oliver put our minds at ease with his expertise. He was super responsive and kept us updated throughout the process and give us hope of buying our first home. He even took the time to answer all our questions (and trust me, we had a lot!). In the end, Oliver secured us the home lone with the bank and found us an amazing rate that totally exceeded our expectations. We couldn't be happier with the service he has provided. If you're looking for a mortgage broker who's professional, reliable, and just all-around awesome, then Oliver is your person. Seriously, give him a call - you won't regret it!
Oliver was excellent in helping us purchase our very first home. Oliver is very approachable, has great knowledge and very welcoming. Oliver was great at answering our questions and making sure he was available to us if we needed to ask anything. I would highly recommend Oliver if you are in Auckland.
We found Oliver to be very approachable when assisting us with our home loan enquires. Oliver gave us an explanation around all the options we had available and we did not feel pressured into having to take any specific options which can sometimes be the case. We even had some documents hand delivered for signing at our residence as we could not get to the offices at that very moment. Thank you Oliver.
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