Personalised
Mortgage Support
For You
And Your Family

Helping You Accelerate
Your Home Ownership Journey

Trusted AdviserNZFSGFinancial Advice

Your Trusted Mortgage Broker in North Shore Auckland

Struggling to find the right mortgage in the maze of options available? Feeling overwhelmed by complex terms and unsure whom to trust? You’re not alone, and we’re here to help. Oliver Broomfield Mortgage Broker has been guiding individuals and families through the often daunting process of obtaining a mortgage for years.

Serving the vibrant communities of North Shore Auckland – from the bustling streets of Takapuna and the beautiful beaches of Milford to the family-friendly neighborhoods of Devonport and Birkenhead – we understand the local market like no one else. Distance isn’t a barrier. We’re already working with clients all across the North Shore and throughout other Auckland areas!

With years of experience and a deep commitment to our clients, our mortgage broker North Shore takes pride in offering personalized mortgage solutions that fit your unique needs. Our mission is to help you accelerate your home ownership journey, ensuring that you and your family can settle into the home of your dreams without unnecessary stress or confusion.  

Expert Home Loan
Solutions

We offer a comprehensive suite of mortgage services tailored to meet the diverse needs of our clients. Whether you’re a first-time home buyer, an existing homeowner looking to upsize or downsize, looking to invest in a rental property, self-employed, or planning to build your dream home from the ground up, we have the expertise and resources to make it happen.

We work closely with a wide range of lenders, including New Zealand and Australian-owned banks, as well as alternative non-bank and specialist lenders. This extensive network allows us to find the best loan options available, ensuring competitive rates and terms that align with your financial goals.

Our unique hands-on approach means we handle the complexities of the mortgage process, so you can focus on what truly matters—preparing for the next exciting chapter of your life. 

Our Mortgage Broker North Shore Services

We offer a comprehensive range of mortgage broker services to North Shore residents

Oliver Broomfield Mortgage Broker in North Shore

First Home
Buyer

Ready to settle into your first home but don't know where to start? We listen carefully to your needs and guide you through the approval process, making it as smooth as possible.
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Self-Employed

Securing finance can be tricky when you're self-employed. With our expertise, we'll connect you with lenders who understand your unique situation.
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Construction Loan

Starting a new construction project? We'll guide you through the complexities of construction loans, ensuring you have the support you need from start to finish.
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Home Loan Consultation at Oliver Broomfield

Second Home / Rental

Looking to purchase a second home or invest in rental property? We'll help you explore your financing options and find the best mortgage solution for your goals.

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New Build Mortgages

Planning a turn-key build or land & build project? We provide comprehensive advice on new build mortgage to secure the funding you need and explain the entire process.
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Long term fixed mortgage rates

Home Loans

Whether refinancing or purchasing, we offer home loan solutions tailored to your circumstances, helping you navigate the lending landscape with confidence.
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Why Choose Us

Choosing the right mortgage broker can make all the difference in your home buying or investment experience. Here’s why Oliver Broomfield Mortgage Broker stands out:

  • Personalized Service – We treat every client as unique, offering customized solutions rather than one-size-fits-all advice.
  • Expert Negotiation – With years of industry experience, we have the skills to negotiate the best possible terms with lenders.
  • Local Expertise – As a North Shore Auckland resident, Oliver has an intimate understanding of the local property market and community dynamics.
  • Transparent Communication – We keep you informed at every stage, ensuring you’re never left in the dark.
  • Cost-Free Advice – Our services come at no cost to you non-bank lenders may charge up front fees, as we are compensated by the lenders—meaning you get expert advice without the price tag.

Comprehensive Support – From initial consultation to final settlement and beyond, we’re committed to your success.

Who Can Benefit

Our services are designed to assist a wide range of clients:

  • Wage & Salary Earners – Individuals employed full-time or part-time seeking to buy or refinance.
  • Self-Employed Business Owners – Entrepreneurs, and freelancers who need specialized mortgage solutions.
  • Contractors – Professionals on contract work looking for flexible financing options.
  • First-Time Home Buyers – Those new to the property market needing guidance and support.
  • Existing Homeowners – Individuals looking to upgrade, renovate, or invest in additional properties.
  • Property Investors – Clients aiming to expand their property portfolios strategically.

Our 4-Step Process

We believe in making the mortgage process as straightforward as possible. Here’s how we work:

Initial Consultation

We’ll start with a friendly conversation to understand your goals, financial situation, and any concerns you might have. This can be done in person at our North Shore office, at your home, a local cafe, your work, over the phone, or via video call—whatever suits you best.

Financial Assessment

We’ll conduct a thorough analysis of your income, expenses, assets, and liabilities. This helps us determine how much you can borrow and what loan products are most suitable.

Application Process

We handle all the paperwork, from preparing your application to submitting it to the selected lenders. We’ll keep you updated throughout, managing any queries or additional information requests from the lender.

Preparation for Settlement

Once your loan is approved and you have signed a purchase agreement, a build contract or you wish to refinance, we’ll assist with the settlement process. 

We will discuss & finalize the exact type of mortgage required, provide lender & product comparisons, then negotiate interest rates, fees and lender cash contributions for you. 

Ongoing Support

We will remain available for any future needs, such mortgage refixes and reviews, refinancing or additional loans. Our relationship doesn’t end at settlement, we’re here for the long haul.

Frequently Asked Questions

While a 20% deposit is standard for a mortgage, there are lending options available that require as little as 10% or even 5% deposit, especially for first-time mortgage buyers. We can explore low-deposit mortgage loans and help you understand the implications on your mortgage repayments and overall financial plan.

Absolutely. We specialize in assisting self-employed individuals with their mortgage needs. We’ll help you prepare the necessary financial documentation for your mortgage application and connect you with lenders who are more flexible with income verification for self-employed mortgage seekers.

A construction loan is specifically designed for building projects and differs from a turn-key and a standard home mortgage. Funds are released in stages as construction progresses, whereas a turn-key and a standard home mortgage provides a lump sum for purchasing an existing property. Construction mortgages often have interest-only payment options during the build phase, making them more suitable for construction needs than traditional mortgages.

The timeframe can vary depending on the complexity of your mortgage application and the lender’s processing times. On average, initial mortgage approval can take anywhere from a few days to a couple of weeks. We strive to expedite the mortgage process by ensuring all documentation is complete and accurate.

While a low credit score can pose challenges for obtaining a mortgage, it’s not necessarily a deal-breaker. We have access to specialist mortgage lenders who consider factors beyond just your credit score. We’ll work with you to identify viable mortgage options tailored to your situation.

Refinancing your mortgage can be beneficial if you’re looking to secure a lower interest rate, reduce monthly mortgage payments, or access equity in your home. We’ll evaluate your current mortgage loan and financial situation to determine if mortgage refinancing is advantageous for you.

No, our mortgage services are free for clients. We are compensated by the lenders once your mortgage loan is settled, allowing us to provide you with expert mortgage advice at no direct cost with the exception of some non-bank lenders where a fee is agreed upfront and often added onto the mortgage.

How can I Help You?

Meet Oliver – Mortgage Specialist

I have been working with Kiwi families for years, to ensure they are getting the right financial advice around buying and selling their home. I am a family man myself, and I understand how important it is to keep these kinds of finances in line. My passion is helping other Kiwi families just like my own find financial freedom. 

My job is to negotiate for you, to ensure you get the best options from lending providers.

I take a hands-on approach from start to finish, so you never feel alone or lost in the process.

The best part is it doesn’t cost you anything to get my advice. I am home loan broker Auckland.

As a Mortgage Broker I specialise in helping:

My clients are typically Wage & Salary Earners & Self Employed Business Owners and Contractors

Home loan lenders, I provide solutions from NZ & Aus owned banks and a range of alternative Non-bank & Specialist lenders.

Testimonials

  • Extremely good Mortgage Broker, would recommend to anyone. He was very helpful in getting us our first home, and guiding us through the mortgage process. Highly professional and a pleasure to work with.

    Liam Burke-Barton Avatar Liam Burke-Barton
    13/12/2022
  • Me and my wife Rebecca had the opportunity to work closely with Oliver when purchasing our first property. We had already done some research and Oliver came highly recommended to us. Straight from the outset Oliver put us at ease! something which was so important as we started our process of being first time homeowners!. Throughout the course of the coming weeks and months Oliver was always on hand to guide us in the process and we felt completely assured step by step. Oliver was highly knowledgeable, experienced and professional and we can't thank him enough for all his guidance! he was outstanding and any question or concern we may have had he quickly put us at ease. We would highly recommended Oliver for any mortgage and insurances queries.

    Jess Ibrom Avatar Jess Ibrom
    02/03/2021
  • Oliver was excellent in helping us purchase our very first home. Oliver is very approachable, has great knowledge and very welcoming. Oliver was great at answering our questions and making sure he was available to us if we needed to ask anything. I would highly recommend Oliver if you are in Auckland.

    cassandra louise Jobin Avatar cassandra louise
    02/07/2021
  • I recently purchased my first home. It took 8 months to find the right house in the current market. Oliver patiently assisted me through the entire process. I found Oliver to be extremely knowledgeable, helpful and was very prompt on communication with the many queries I sent to him. I highly recommend his services.

    Hanna Marshall Avatar Hanna Marshall
    24/03/2021
  • Oliver helped me with every step of my first home purchase. He's very responsive and helpful. Definitely saved me a lot stress and work 🙂 I'd recommend to anyone looking to purchase a house.

    mejsnarp Avatar mejsnarp
    26/02/2021
  • Working with Oliver was great! We felt like we had constant support throughout the journey, which is quite overwhelming for a first home buyer. We would highly recommend working with him.

    Chris Morgan Avatar Chris Morgan
    28/02/2021
  • Anyone who asks for help with Mortgages, I happily give Oliver's name! I am so very grateful for his help last year getting some stability with our home. He was extremely professional and very patient helping me with anything I was not sure on during the process. I highly recommend Oliver. Oliver thankyou so so much for all your fabulous work helping me and the kids secure our future! aka V Evans

    ness L Avatar ness L
    03/09/2020
  • Oliver was fantastic and stuck with us through a very long process.

    Craig Hurley Avatar Craig Hurley
    16/12/2021
  • Oliver brought our dream to reality. He is amazing.

    Iran Lover Avatar Iran Lover
    07/11/2021
  • We cannot fault Oliver & highly recommend his services to potential clients. We've been using Oliver for almost a decade now and always think of him first when considering our finance requirements. This 5 star review is long-overdue and have recently recommended his services to some friends who we're certain will in no doubt recommend him also. Thanks always Oliver for your support and assistance with everything, it's always much appreciated. Wishing you all the best and we'll be in touch again soon. Thank you, Ian & Grace

    Ian Barry Avatar Ian Barry
    04/12/2023
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