My job is to negotiate for you, to ensure you get the best options from lending providers.
I take a hands-on approach from start to finish, so you never feel alone or lost in the process.
The best part is it doesn’t cost you anything to get my advice. I am home loan broker Auckland.
My clients are typically Wage & Salary Earners & Self Employed Business Owners and Contractors
Home loan lenders, I provide solutions from NZ & Aus owned banks and a range of alternative Non-bank & Specialist lenders.
Me and my wife Rebecca had the opportunity to work closely with Oliver when purchasing our first property. We had already done some research and Oliver came highly recommended to us. Straight from the outset Oliver put us at ease! something which was so important as we started our process of being first time homeowners!. Throughout the course of the coming weeks and months Oliver was always on hand to guide us in the process and we felt completely assured step by step. Oliver was highly knowledgeable, experienced and professional and we can't thank him enough for all his guidance! he was outstanding and any question or concern we may have had he quickly put us at ease. We would highly recommended Oliver for any mortgage and insurances queries.
Jess IbromWe cannot fault Oliver & highly recommend his services to potential clients. We've been using Oliver for almost a decade now and always think of him first when considering our finance requirements. This 5 star review is long-overdue and have recently recommended his services to some friends who we're certain will in no doubt recommend him also. Thanks always Oliver for your support and assistance with everything, it's always much appreciated. Wishing you all the best and we'll be in touch again soon. Thank you, Ian & Grace
Ian BarryOliver was excellent in helping us purchase our very first home. Oliver is very approachable, has great knowledge and very welcoming. Oliver was great at answering our questions and making sure he was available to us if we needed to ask anything. I would highly recommend Oliver if you are in Auckland.
cassandra louise JobinOliver helped me with every step of my first home purchase. He's very responsive and helpful. Definitely saved me a lot stress and work 🙂 I'd recommend to anyone looking to purchase a house.
mejsnarpOliver is truly the best broker we have ever used. He assisted us with new build home loans, commercial finance and finance. He is super knowledgeable, helpful and honest. We have used Oliver for many years. He helps you every step of the way.
Lara KamionkaI recently purchased my first home. It took 8 months to find the right house in the current market. Oliver patiently assisted me through the entire process. I found Oliver to be extremely knowledgeable, helpful and was very prompt on communication with the many queries I sent to him. I highly recommend his services.
Hanna MarshallOliver was unbelievable in helping us buy our first home. He was there every step of the way and was on hand to answer any questions we had. I don’t think we would have gotten our home without his help. Really nice to work with, highly recommend him.
Shane ChambersVERY happy with services, solutions and responsiveness from Oliver and his team. Happy to recommend him to anyone looking for financial services and advice.
Michael PreeceHighly recommended, top quality advisor - very happy with the result. Oliver was able to provide multiple loan options for us to consider which gave us valuable choices and comfort levels and enabled us to make the best decision.
Steven HoldenOliver was fantastic and stuck with us through a very long process.
Craig Hurley
Why Is It Bad to Have High Inflation?
In New Zealand, the target inflation rate is between 1 – 3%. As of October 2023, the current inflation rate is sitting around 6%. Clearly, we are quite far away from the target window.
So, why is it such a bad thing for inflation to be high?
Well, there are several reasons why we can see the Reserve Bank working so hard to bring the rate down.
There has been a lot of talk about fixed interest rates in recent times.
They were super low and now they are peaking at rates that are considered unsustainable for many households.
Fixed interest rates offered may vary between lenders, so it’s advisable to take advice from a mortgage broker to find the most competitive rate for your circumstances.
It seems imminent that the Reserve Bank will impose its debt to income ratio (DTI) restriction tool for new borrowing as early as March 2024.
So, what is a DTI and how will it impact you?
That is exactly what we are exploring today, along with a quick peek at what’s been happening in the property world in the last month.
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