Are you feeling overwhelmed or stressed about buying your first home? Don’t worry—you’re not alone. Although the process of first home loans for first home buyers is complex, with our expert advice and guidance, it can be a smooth and stress-free experience.
As an experienced mortgage advisor firm, we have helped numerous first home buyers in Auckland. Our priority is to listen to and understand your specific needs and goals so that we can recommend the best first home loan options for you.
Whether you’re looking for the best first home loans, a new home loan, or want to understand the entire home-buying process, we are here to support you every step of the way. With our years of experience and resources, you can easily get your loan approved.
One of the most common worries for first-time home buyers is getting approved for a loan. That’s why it is important to consult someone who knows the home loan process inside out.
Here is why you can rely on Oliver Broomfield for stress-free loans:
With our guidance and support, you can confidently navigate the loan process and become a proud homeowner in Auckland, North Shore, NZ.
OK, so you’ve made the decision to purchase your first home.
What’s next…
Buying your first home is probably the biggest financial decision you will ever make.
It’s important to have someone in your corner who knows the process inside out and can walk you through the entire journey.
That’s where I come in. I offer a step-by-step process.
If you have a 5% deposit please check out First Home Loans.
The best part is, my services to you are free.
As your mortgage broker, I work as your advocate and ensure you get the best mortgage advice.
I am only paid a commission from the bank once your mortgage is secured and successful. Know more about Mortgage Review, Refix or Refinance.
With years of experience and extensive market knowledge, we can help you secure the best loan for your first home. We will guide you through the application process, provide tips on improving your credit score, and help you negotiate better loan terms.
Here is what our first time home buying process looks like:
The first step in the process is understanding your unique home-buying goals. Here are a few things to think about when house hunting:
Based on your answers to these questions, we can help you identify the best Albany home loan options and guide you toward making a smart investment decision. Moreover, you will get our full checklist of steps and timeframes to work with so you know what’s coming and can plan accordingly.
Once we have figured out your home-buying goals and the best loan options for you, the next step is to apply for a mortgage. Our professional team will assist you with the following:
Once a lender has pre-approved your loan, it’s time to get the property valued. Our team of experts will help you understand the different mortgage options and negotiate with lenders for the best possible deal. It includes:
If you’re wondering how much deposit you need to buy your first home, we can help guide you through the options available. This includes utilising KiwiSaver, asset sales, family assistance, accessing government grants and subsidies, or looking into schemes like Welcome Home Loans. Our goal is to help you secure the best deposit option for your situation and make your dream of owning a home a reality.
Finally, it’s time to settle the property and become a proud first-time homeowner. We will guide you through the house insurance requirements, the legal process, ensuring all documents are in order and helping you understand your responsibilities as a new homeowner.
The best part is all our services are free. You don’t have to pay me a single dollar!
As your mortgage advisor, we’re here to advocate and help you find the best mortgage advice. We only get paid a commission from the bank once your mortgage is secured, and everything’s a go!
Oliver was excellent in helping us purchase our very first home. Oliver is very approachable, has great knowledge and very welcoming. Oliver was great at answering our questions and making sure he was available to us if we needed to ask anything. I would highly recommend Oliver if you are in Auckland.
Me and my wife Rebecca had the opportunity to work closely with Oliver when purchasing our first property. We had already done some research and Oliver came highly recommended to us. Straight from the outset Oliver put us at ease! something which was so important as we started our process of being first time homeowners!. Throughout the course of the coming weeks and months Oliver was always on hand to guide us in the process and we felt completely assured step by step. Oliver was highly knowledgeable, experienced and professional and we can't thank him enough for all his guidance! he was outstanding and any question or concern we may have had he quickly put us at ease. We would highly recommended Oliver for any mortgage and insurances queries.
I recently purchased my first home. It took 8 months to find the right house in the current market. Oliver patiently assisted me through the entire process. I found Oliver to be extremely knowledgeable, helpful and was very prompt on communication with the many queries I sent to him. I highly recommend his services.
Anyone who asks for help with Mortgages, I happily give Oliver's name! I am so very grateful for his help last year getting some stability with our home. He was extremely professional and very patient helping me with anything I was not sure on during the process. I highly recommend Oliver. Oliver thankyou so so much for all your fabulous work helping me and the kids secure our future! aka V Evans
Oliver has worked with our family for over 20 years and we will continue to use his expertise well into the future. He has personally help me purchase my first home and rental investment, and always finds us the best interest rates every time we refix. Oliver is your go to guy when it comes to buying property and I can't recommend him enough.
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