Are you in the process of building your dream home? Congratulations! Building a new home can be an exciting and fulfilling experience. However, it also comes with its challenges, like getting the right new build mortgages for your dream home.
At Oliver Broomfield, we assist in finding the right mortgage solutions for building a new home. Our services include:
With our focus on mortgage finances for all kinds of build loans—whether for your own home or a rental property — we will make the process of securing a new build mortgage as smooth and stress-free as possible!
Building a new home requires careful planning and budgeting. As your mortgage broker, Oliver Broomfield helps you navigate the various options to finance your new build project. Some of these options include:
Construction loans are ideal for building a new home from the ground up. These loans provide funds in stages, called progress payments, to cover the costs at each step of the building process. They also offer flexible repayment terms to match your changing financial needs during construction. We help you find the right construction loan and lender for your project.
If you already own property or have built up equity in your home, you can use that as collateral for a home equity loan. This loan allows you to borrow against your property’s value to help finance your new build. We assist you in finding the best home equity loan options with competitive rates and terms.
Also known as “one-time close” loans, construction-to-permanent loans combine financing for both the building process and the permanent mortgage into one package. This option allows you to lock in a fixed rate for your mortgage once the construction is complete, eliminating the need for a separate loan and application process.
Turnkey build loans are an excellent option if you’re looking to finance your entire new build project. These loans handle everything – from purchasing the land to building the house to completion and managing all the paperwork. Turnkey loans offer a low deposit up front, then no ongoing repayments until completion which is helpful if you are also paying rent during the build period.
When it comes to new build mortgages, banks will need specific information to assess your eligibility for a home loan . This may include:
Oliver Broomfield helps you gather all the necessary information from the real estate agent, valuer, developer, solicitor and insurancer and present it to the bank to maximise your chances of securing a new build mortgage. Book your free consultation today to begin the process of financing your dream home!
Securing a mortgage to build a new home may seem overwhelming, but with the right guidance, it can be a smooth experience. At Oliver Broomfield mortgages, we guide you through every step of the process, including:
We assess your financial situation to determine how much you can borrow for your build project. This includes reviewing your credit score, income, debts, and other factors affecting your loan eligibility. With this information, we help you get pre-approved for a new build mortgage, giving you a clear budget for planning your dream home.
We work with you to find the best mortgage solution for your new-build project. This includes researching and comparing different loan options, negotiating favourable terms and rates, and guiding you through the application process. We also assist in securing any necessary insurance coverages for your new-build.
Once we have identified a suitable mortgage option, we will help you submit all the required documents to the bank for loan approval. Upon approval, we guide you through the settlement process to ensure a smooth transfer of funds for your new build.
At Oliver Broomfield Mortgages, we work with you and the lender to ensure that progress payments are made at each stage of the construction process. This may involve providing documentation and invoices from the builder to release funds for specific stages.
Once construction is complete, we help arrange the final documentation to meet the new build home loan conditions which includes the land title, code of compliance, completion valuation, and house insurance. After the lender has accepted all of these documents, we assist in converting your construction loan into a permanent mortgage with regular repayments.
Oliver was excellent in helping us purchase our very first home. Oliver is very approachable, has great knowledge and very welcoming. Oliver was great at answering our questions and making sure he was available to us if we needed to ask anything. I would highly recommend Oliver if you are in Auckland.
cassandra louise JobinMe and my wife Rebecca had the opportunity to work closely with Oliver when purchasing our first property. We had already done some research and Oliver came highly recommended to us. Straight from the outset Oliver put us at ease! something which was so important as we started our process of being first time homeowners!. Throughout the course of the coming weeks and months Oliver was always on hand to guide us in the process and we felt completely assured step by step. Oliver was highly knowledgeable, experienced and professional and we can't thank him enough for all his guidance! he was outstanding and any question or concern we may have had he quickly put us at ease. We would highly recommended Oliver for any mortgage and insurances queries.
Jess IbromI recently purchased my first home. It took 8 months to find the right house in the current market. Oliver patiently assisted me through the entire process. I found Oliver to be extremely knowledgeable, helpful and was very prompt on communication with the many queries I sent to him. I highly recommend his services.
Hanna MarshallWorking with Oliver was great! We felt like we had constant support throughout the journey, which is quite overwhelming for a first home buyer. We would highly recommend working with him.
Chris Morgan
Oliver helped me with every step of my first home purchase. He's very responsive and helpful. Definitely saved me a lot stress and work 
I'd recommend to anyone looking to purchase a house.
mejsnarpAnyone who asks for help with Mortgages, I happily give Oliver's name! I am so very grateful for his help last year getting some stability with our home. He was extremely professional and very patient helping me with anything I was not sure on during the process. I highly recommend Oliver. Oliver thankyou so so much for all your fabulous work helping me and the kids secure our future! aka V Evans
ness LHighly recommended, top quality advisor - very happy with the result. Oliver was able to provide multiple loan options for us to consider which gave us valuable choices and comfort levels and enabled us to make the best decision.
Steven HoldenOliver has worked with our family for over 20 years and we will continue to use his expertise well into the future. He has personally help me purchase my first home and rental investment, and always finds us the best interest rates every time we refix. Oliver is your go to guy when it comes to buying property and I can't recommend him enough.
Lis GarmanOliver brought our dream to reality. He is amazing.
Iran LoverOliver was fantastic and stuck with us through a very long process.
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